Buying Your Next Home

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A Guide for Buying Your Next Home in Canada

An Overview of the Home Buying Process

When you're buying your next home, the steps are simple when you have help. First, figure out what you can afford. Next, get pre-approved for a mortgage. Then, start looking for the right home. Once you find it, make an offer, get your mortgage, and close the deal.

At Adam Walker Mortgages, we guide you at every stage. Whether it's your second home or your fifth, we'll make the process easy to follow.

Bridge Financing and Deposit Lending

If you are selling one home and buying another, the dates might not match. Bridge financing helps cover the gap between selling and buying. It's a short-term loan to keep things moving.

Deposit lending helps if you need cash for a deposit before selling your old home.

Tips for a Smooth Home Buying Experience

Porting Your Mortgage

If you love your current mortgage, you might be able to port it. This means moving your mortgage to your new home with the same rate and terms. It's a smart way to save money.

How to Handle Missed Payments

If you miss a mortgage payment, act fast. Call your lender and explain. Many will work with you to find a fix.

Improving Your Credit Score

Want better rates when buying your next home? Work on your credit score. Pay your bills on time. Keep your credit cards under control. Every good choice moves you closer to your next home.